Privacy Notice

THE NATIONAL BANK OF MALVERN

PRIVACY NOTICE

At the National Bank of Malvern, we value each and every customer relationship. Customers such as you have entrusted us not only with their finances, but also with their personal information. To protect and maintain this relationship, we have enacted a privacy policy to ensure the confidentiality of the information you have shared with us.

We recognize your expectations for the responsible use and protection of your information right to privacy.

At the National Bank of Malvern, we recognize that you have a right to expect your personal financial information to remain private and secure. We will maintain standards to reasonably ensure that your information is private and secure at all times, and we will provide you with information on how your information is used, protected and with the benefits such use provides to you.

The information we collect and from whom we collect it.

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information we receive about your transactions with us, our affiliates or others
• Information we receive from consumer reporting agencies; and
• Information we receive from you voluntarily, such as your e-mail address and any information contained in your e-mail messages.

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. This could include information such as account balances, payment history or overdraft history.

The information we disclose and to whom we disclose it.

We do not disclose any nonpublic personal information about you to non-affiliated third parties except as permitted by law.

We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with which we have a joint marketing agreement:

• Information we receive from you on an application or other forms, such as your name, address and age.

If you decide to close your account (s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

Our Security Procedures.

We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.