| ACCOUNT TYPE |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
| ** Savings minimum balance $25.00 |
.75% |
.75% |
| ** Money Market Checking minimum balance $2,500.00 |
1.00% |
1.00% |
| ** Money Market Checking when balance is below $2,500.00 |
.75% |
.75% |
| ** Money Market Promo Checking minimum balance $50,000.00 |
1.25% |
1.26% |
| ** Money Market Promo Checking when balance is below $50,000.00 |
1.00% |
1.00% |
| *** NOW Checking minimum balance $1,000.00 |
0.25% |
0.25% |
| * 6-month CD minimum balance $1,000.00 |
1.25% |
1.25% |
| * 12-month CD minimum balance $500.00 |
1.30% |
1.30% |
| * 18-month CD minimum balance $500.00 |
1.35% |
1.35% |
| * 24-month CD minimum balance $500.00 |
1.35% |
1.35% |
| * 36-month CD minimum balance $500.00 |
1.65% |
1.66% |
| * 60-month CD minimum balance $2,500.00 |
1.65% |
1.66% |
| Certificates of deposit have an early withdrawal penalty equal to ninety (90) days interest. Current rates effective . |
| Minimum balances required to earn annual percentage yield. Fees on deposit accounts may reduce earnings. |